In case you do not believe you need pet health care insurance, perhaps you might like to hear a little true story to snap you out of this thought process of yours. Most pet owners do not realize just how much some pet surgeries can cost, well, until they have to pay for one that is. Did you know that some pet surgeries can actually cost more than some human surgeries, it's true.
In fact, I have a friend who took their cat in for Cataract Eye Surgery, and when they got the bill of their precious cat it was higher than the cataract eye surgery that their mother had only six months the prior. Amazing indeed, needless to say it set them back thousands of dollars and the cat will only probably live a few more years. Had they had pet insurance, they would have paid a small deductable and been on their way with precious Fluffy.
If you are unsure how pet insurance works, then ask your local or favorite veterinarian. Some of them have in-house plans and others offer a brochure to a trusted pet insurance company that they can recommend. But whatever you do, you really should compare notes online because coverages, exclusions, premiums, and deductables do indeed vary quite a bit.
When talking to local veterinarians I had found that they could be quite helpful, and even tell you which insurance companies you could trust to pay your claim, as they ought to know. You do not want your veterinarian who cares for your pet to get stiffed. It makes sense to take your pet's medical care and make it a monthly cost, rather than waiting for a huge emergency surgery that could set you back $1,000s of dollars. Please think on this, it's serious, it's about your pet.
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