Puppy Insurance - 10 Reasons To Invest in Your Dog's Healthy Future Now
You truly want the best of everything for your dog and for them to be taken care of in the event of something unforeseen so you should invest as soon as possible. Your puppy will give you unconditional love, we can repay some of that love with respect and excellent care. Combine proper attention to his health with plenty of play, cuddling, good food and fresh water and your puppy will grow into an adult dog bursting with vitality, loyalty and love.
2. Anything can happen right from day 1, and it's too late if it does.
Getting insurance early for your puppy is absolutely the right thing to do. It's definitely a very good idea to get insurance on your puppy while it's young. It can be a lifesaver (in every sense of the word!) if your puppy should fall ill or have an accident.
3. You want the very best start in life for your puppy and the very best care in its critical first year of life. Puppies require more care in their first year than they will for the rest of their lives. Multiple rounds of shots and immunizations, spaying or neutering and parasite control are all big concerns during this first year of life. Look for a puppy insurance policy that covers all of these basic care needs and also has accident coverage. A puppy insurance policy will allow you to ensure that he has the very best of health care from the first day you bring him home. Many puppy policies also include the puppy's vaccinations because that is very important during the first few months of the dog's life.
4. A puppy is more susceptible to sickness and more prone to accident than an adult dog. Puppies grow and change rapidly in the first year of life. Growing taller and longer, they will lose a full set of baby teeth. Puppies learn about their environment by exploring. They are extremely naturally inquisitive and heedless of any dangers that might be around. Puppies will follow their noses anywhere including into areas where they might get hurt. Thus, many people who have puppies as pets spend a lot of money for their treatment due to sickness or injuries from accidents. Little do they know that they would be able to save a lot of money if they insured their puppy.
5. Vet bills can be very high over several years.
Getting insurance on your pet puppy is an investment. Investing in puppy insurance is a wise move in order to avoid those repetitious veterinarian bills from accumulating.
6. The Pre-Existing Condition clause and how you can prevent it ever being a problem.
A lot of plans don't cover pre-existing conditions so hold off on the vetinary checkup for at least until you've got your puppy insurance plan in place. If this is a pet insurance lifetime cover policy, then you will have your dogs insurance for life and no worry about pre-existing condition clauses.
7. Now you can ensure you have a flexible solution, complete life coverage, insurance for life, with choice of vet.
Look for a policy that will transition smoothly into his adult pet insurance policy. Many companies offer policies specifically designed to do this. Taking preventative measures for future conditions now is the best dog insurance.
8. An insurance you will not regret - unfortunately the chances are you will use it!
Pet insurance can be very low in price and the piece of mind it will give you is great. Your dog may never get sick but if he does then the insurance will offset the cost of major surgeries.
9. You don't want your pup to be afraid of going to the vets and you don't want to be scared either!
During puppyhood, it is critical that you make visits to the vet as calm as possible. The way your puppy learns to interface with your vet can set a pattern for his entire life so keep the experiences as light and non-threatening as possible. Don't go to the vets worrying about the bill when you should be concentrating on calming your dog.
10. Many puppies have to be put down because their owners cannot afford treatment. It may be your dog that pays for it in the end if you don't! You should never have to tell a child that their dog has to be put down because you didn't have the money to save his life.
Compare Puppy Insurance
I'd have to say a big yes to puppy health insurance.
From major medical expenses possibly even to wellness care (spay/neuter/vaccinations) there are several companies that offer insurance with very affordable premiums. Like people insurance, levels of coverage vary with insurance as well. Some policies increase premiums as dogs get older, some will cover preventive checkups/dental cleaning and meds in addition to emergency treatments.
While there are usually exclusions found in these policies, such as spaying and neutering, grooming, pre-existing conditions, and parasites, most surgeries, and office visits generally are covered. You can also receive coverage on antibiotics, x-rays, and any possible hospital stays for your puppy. The most common policies include a yearly examination, micro-chipping, deworming, and one major surgery.
If you get puppy insurance, get complete life coverage. Scheduled benefit plans tend to only cover certain amounts for certain conditions. For instance, if your pet broke its leg and as a result got arthritis and needed to be on medications for life, it may not all be covered. Complete life coverage plans have yearly limits for certain conditions, but not lifetime limits. Make sure you check how the limits are applied.
Also, many employers are offering the option of pet insurance to people now. Many corporations offer employees pet insurance as one of the benefits! Always worth checking out.
Get puppy insurance quotes starting with these companies but do your own research for your own requirements.
AKC Pet Healthcare Plan. (American Kennel Club)
The ASPCA (American Society for the Prevention of Cruelty to Animals) sells pet insurance. ASPCA Pet Insurance.
VPI (Vetinary Pet Insurance) is a pretty popular choice.
Petsmart has a great pet insurance program that cover basic shots.
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