Pet Insurance Reviews

Pet Insurance Reviews

The pets being an integral part of American families, cost incurred in their nutrition and especially, illnesses can add to the expenses tremendously. Pet insurance is a serious business in USA where people own 80 million cats and 70 million dogs. It has been observed that pets have a 33% chance of falling ill every year. Owners are becoming increasingly conscious about pet health. Choosing a suitable policy for pet insurance, therefore, becomes important.

Reviews of Pet Insurance Companies

The pet insurance comparison provided below should make the readers aware of their plans. Areas in which insurance coverage is provided, are also discussed below. Insurance companies enlisted below are those from the United States of America.

ASPCA Pet Insurance: There are 5 plans offered in the ASPCA Pet Insurance. The basic accident coverage plans start from a low price of 25/day. After a deductible of $100 annually, one can get 80% reimbursement on any of the plans. A 10% discount is offered, if a person has two pets on the same plan. In the second level, along with the basic accident coverage, insurance for illnesses is provided. In the next level, insurance for accident, illness and wellness is offered.

Veterinary Pet Insurance: It is one of the largest and oldest pet insurance providers in USA. Pets like cats, dogs and birds are covered by the company's plans. Insurance is offered at 6 different levels and reimbursement provided for illnesses, accidents, prescriptions, surgeries, preventive care, X-rays, etc. On a yearly payment of $400, a maximum insurance of $14,000 can be availed on an annual basis.

PetPlan: The fact that more than a million pet owners buy policies, speak volumes about the service offered. One can choose from the $200, $100 and $50 deductibles. Monthly payments for the insurance depend on the amount of deductibles and are inversely proportional to each other. For more than a single pet on one pet insurance plan, 10% discount is offered. A 5% discount is offered to those who buy their policy online.

Petsurance: 'American Pet Insurance Corporation' is the governing body for Petsurance. Reimbursement of 90% expenses incurred in the treatment of pets is the specialty of Petsurance. The medications, surgeries, diagnostic tests and hereditary disorders are covered by this insurance company. The waiting period to receive payments after filing a claim is 7 days.

PetsHealth: It is one of the somekeyword companies in the US. There are five plans offered by PetsHealth which starts from a 25 /day ('Accident Only' plan) to the $2.24 /day ('Best' plan). Annual benefit of $8000 ('Accident Only' plan) can be availed with a maximum limit of $2500 for a single incident of accident. In the 'Best' plan, cost of illnesses, vaccinations, neutering, physical examinations, etc. is covered.

Embrace: Customers of Embrace are provided with tailor-made policies. The pets need to be at least 8 weeks old for the owner to claim for an insurance cover. All the policies offered by Embrace cover illnesses, accidents, surgeries, hospitalization and serious health problems like cancer. Customers are provided with options of a yearly maximum of $10000, $5000 and $2000.

Pet insurance reviews discussed above, take into account the features of services offered by these insurance companies. Suitability of a particular policy depends on the needs of customers.