Pet Insurance Comparison
The payment of veterinary bills for cats, dogs and other pets is the main objective behind opting for an insurance policy for pets. Pets can get hurt and pet insurance proves to be of great help in such cases. Apart from emergency treatments, vaccinations, preventive treatments, dental cleanings, etc., are the services provided by insurance companies for pet health. Let us have a look at the pet insurance reviews of the plans provided by various companies in the market.
Comparing Pet Insurance Services
The insurance plans offered by different companies are analyzed in the following paragraphs. The pet insurance reviews of the 'ASPCA', 'Pets Best Insurance', and 'QuickCare' are given below.
ASPCA
The 'American Society for the Prevention of Cruelty to Animals' or ASPCA, provides insurance for pets and their plans start from the lowest $9.50 plan which covers accidents, to bigger plans that provide comprehensive coverage. Some of the benefits to go for the ASPCA plans are that 80% of the allowable charges are reimbursed. One can track the claims and update the information online very easily. For multiple pets, 10% discount is offered on the services.
The 'Level 1' plan of ASPCA covers the cost of medications, diagnostic procedures, X-rays, lab tests, surgical treatments and dental services related to injury. The plan doesn't cover fees for routine check ups, pre-existing injuries, food supplements, costs related to pregnancy or breeding, etc. The monthly premium is $9.50. The 'Level 2' plan monthly premium is $17.50 and costs for medications during illness, lab tests, diagnostic procedures, X-rays, lab tests, etc are covered. The 'Level 3' plan covers costs for annual check-ups, vaccinations, neutering, etc. The monthly premium is $33.50. For the 'Level 4' plan, the monthly premium is $59.00 and it is a comprehensive coverage plan. Annual dental cleaning, bordetella vaccine, leukemia test, feline infectious peritonitis vaccine and heartworm medication costs are covered in the plan. Thus, the above pet insurance comparison gives comprehensive information about the ASPCA pet insurance.
Pets Best Insurance
The expenses of bills related to accidents, hospitalization, emergency visits, surgeries, medications, etc. are covered in this pet insurance plan. The policy holder is given a benefit of fixed premium (lock-in rate) if he pays an extra amount of $1. The monthly premium is $37.22 and the 'Best Wellness Option' could be availed for the payment of an extra amount of $17. The expenses that are covered for pet insurance for pre-existing conditions, behavioral conditions and hereditary conditions are $100, $100 and $200 respectively. Expenses of up to $7000 can be availed through this plan. The costs of cosmetic procedures, special diets, supplements, vitamins, etc. are however, not covered.
QuickCare Pet Insurance
The pet insurance reviews or analysis of various companies can be conducted by studying the different programs they offer. Programs offered by 'QuickCare' include the 'QuickCare Accident Only', 'QuickCare Complete' and 'QuickCare Gold'. The premium for the 'QuickCare Accident Only' program is $10.95 and no illnesses are covered in it. The 'QuickCare Complete' has a monthly premium of $54.90. The plan covers all the illnesses and accidents. The wellness plan of this program covers costs of annual physical examinations, vaccinations, teeth cleaning and heartworm testing. The 'QuickCare Gold' program provides coverage for 6000 illnesses. Enrollment can be done when the pet reaches 8 weeks of age. The plan covers illnesses, accidental deaths, boarding kennel fees, etc.
Apart from the above mentioned plans, Veterinary Pet Insurance, Embrace Pet Insurance, and PetPlan USA are some of the other insurance providers for pet insurance. Before opting for any type of pet insurance, going through the various plans offered by the different providers is advisable. It helps in getting the best pet insurance which suits your pet's needs.
The pet insurance comparison can be carried out with the help of information provided in the paragraphs above. The reviews which present information about different companies operating in this sector would prove to be useful in selecting the best service available.
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