Pet Insurance Comparison The Cheapest Pets to Insure

Pet Insurance Comparison The Cheapest Pets to Insure

Many pet owners fail to take out insurance for their animals until it's too late, when they may already be facing steep vet bills for treatments. That's why more owners are realising the true value of pet insurance - not only as a way to avoid exorbitant payments when their animals become sick, but also for the peace of mind afforded by knowing their pets will always receive the best care available.


The situation isn't identical for all pets though - especially if you own a more exotic animal than the common dog or cat. Even rabbit owners may face challenges finding insurers who are willing to cover their pets, and the list of benefits and features of these insurance policies are often less comprehensive too.


There are further reasons why some types of animal are more expensive to insure, such as transport costs that may be required for reptiles, amphibians, birds or fish to get them the attention they need. This makes these animals more expensive to insure, in general, than household favourites such as dogs and cats, which may only need to be taken to the local veterinary surgery.



It's not just the type of pet you own that can influence the cost of pet insurance quotes - their breed and pedigree can also play an important role, with some breeds that face common medical problems being perceived as higher risk, and thus being more expensive to insure. The age, medical history and lifestyle of your pet can also contribute, just as they would for your own health insurance, with older animals and those more likely to be involved in accidents similarly being more expensive to cover than younger animals that spend their lives indoors.


Many insurers offer standard and premium options for cover, making pet insurance comparison easier, even when you stay with the same company. However, taking out the most comprehensive insurance available isn't always the wisest option, with some policies featuring unnecessary extras covering your pet against unlikely situations. You can therefore save money on your pet insurance by personalising your policy.


You should also check whether your insurance policy covers your pet throughout its life, or if the cover ends once your pet becomes old and at higher risk. Many insurers now offer policies that cover animals from a very young age right through to the end of their lives, giving your beloved pets all the cover they'll need.



The author of this article is a part of a digital blogging team who work with brands like Confused.com. The content contained in this article is for information purposes only and should not be used to make any financial decisions.