The Best Pet Insurance

The Best Pet Insurance

Finding the best pet insurance for your dog or cat can be quite difficult, as there are a wide variety of plans available, as well as a variety of insurers. Pet insurance is a very important consideration for many, as it allows individuals to protect themselves against expensive veterinarian costs while sacrificing only a small premium payment every month. But it can also be a troubling decision for pet owners to make. Which plan is best? Which insurer should you choose? What coverage will you need for your dog or cat? How much should you pay a month? These are all important considerations when looking to buy pet insurance.

Animal insurance is remarkably affordable, especially compared to the costs related to veterinary care or private health insurance for individuals. Of all the considerations, price is probably the least of your worries; you can get insurance for pets for as little as $5-10 dollars a month. For the top-of-the-line, high-end pet insurance, you might expect to pay about $40 a month for cats, and $70 a month for dogs, depending on a number of factors. Typically, however, as expensive as these plans might seem, many plans at this price will cover everything you could possibly think of regarding the health of your pet. Some plans may even cover alternative treatments, such as acupuncture and chiropractic care.

The best pet insurance is that which covers at least the basic medical necessities (illness, accident, injury, medication, et cetera) but also may cover situations you may not immediately think of (i.e. dental care, cancer, euthanasia), and does so at a fairly reasonable, competitive price. You should also consider how much your potential insurer will cover annually (i.e. some insurers may have a $10,000 a year limit, depending on your plan), and for each individual treatment (i.e. $2,500 limit for UTI). The best pet insurance will also allow you to choose your own veterinarian.

Choosing the right health care plan for your pet can be quite difficult, and there are many factors to consider. Write down any questions you may have for your potential insurer, and make sure to take the time to speak with them about your concerns. The easiest way to get the best pet insurance is simply to shop around, do your research and be well-informed.